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MiCA-Compliant • Real-Time Treasury • API-First

Corporate Treasury.
Simplified.

Multi-currency accounts, real-time FX, batch payments, and full API access. Built for businesses that move money globally.

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0.15%
Enterprise FX Spread
40+
Currencies
T+0
Settlement
99.9%
API Uptime
Treasury Management

Everything Your Treasury Needs

Modern infrastructure for global payments with MiCA-compliant stablecoin rails.

Real-Time FX

Competitive interbank rates with transparent spreads. Lock rates, set alerts, and execute instantly via API or dashboard.

Multi-Currency Accounts

Hold 40+ currencies in segregated accounts. Receive payments in local currencies. Consolidate treasury operations.

Batch Payments

Pay suppliers, contractors, and employees in bulk. CSV upload or API integration. Schedule recurring payments.

Multi-Approval Workflows

Customizable approval chains. Role-based access. Dual authorization for high-value transactions.

Real-Time Reporting

Detailed transaction reports. Export to CSV/PDF. API webhooks for real-time reconciliation.

Full API Access

RESTful API for all operations. Webhooks for events. SDKs for popular languages. Sandbox environment.

Use Cases

Built for Modern Businesses

International Payroll

Pay remote teams in 100+ countries in their local currency. Automated compliance. Instant delivery to bank or mobile wallet.

Supplier Payments

Pay international suppliers at interbank rates. Batch processing. Automatic reconciliation with your ERP.

Treasury Operations

Centralize multi-currency holdings. Hedge FX exposure. Automate cash pooling and sweeps.

Platform Payouts

Marketplace payouts to sellers. Gig economy payments. Affiliate commissions. All via API.

API-First

Built for Developers

Our REST API lets you integrate payments directly into your systems. Full documentation, SDKs, and sandbox environment included.

RESTful API — Simple, predictable endpoints
Webhooks — Real-time event notifications
SDKs — Node.js, Python, Go, PHP
Sandbox — Test with fake money first
99.9% SLA — Enterprise-grade reliability
View API Documentation
// Create a payment
const payment = await bnk2.payments.create({
  amount: 10000,
  currency: 'EUR',
  destination: {
    country: 'BD',
    bank_code: 'BABORIBDH',
    account: '1234567890'
  },
  reference: 'INV-2026-001'
});

// payment.id = 'pay_abc123'
// payment.status = 'processing'
// payment.fx_rate = 130.61
Pricing

Volume-Based Pricing

The more you send, the less you pay. No hidden fees.

Startup
Up to €100k/month
0.35% FX spread
  • Multi-currency accounts
  • Full API access
  • €3 per payment
  • Email support
  • Basic reporting
Get Started
POPULAR
Business
€100k - €1M/month
0.25% FX spread
  • Everything in Startup
  • €1.50 per payment
  • Batch payments
  • Priority support
  • Custom webhooks
  • Dedicated account manager
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Enterprise
€1M+/month
0.15% FX spread
  • Everything in Business
  • Custom payment fees
  • Custom integrations
  • SLA guarantee
  • On-premise deployment option
  • 24/7 phone support
Contact Sales

Ready to Modernize Your Treasury?

Talk to our team about your payment needs. Custom solutions available.

Schedule a Demo